Fidelity Guarantee Provides cover against loss sustained as a result of fraud or dishonest transactions of an employee Liability Insurance Public Liability-Covers a firm's liability at law for injury to persons (other than employees) and damage to property (other than the firms own or for which they are responsible) Employers Liability-Cover's a firm's legal liability to its employees Professional indemnity- protection for professional firms such as solicitors, architects and accountants against loss or damage suffered as a result of professional negligence Burglary Covers theft of contents from premises following forcible and violent entry into or exit from the premises and damage resulting from such theft or attempted theft Money Covers loss of cash, cheques and other negotiable instruments due to insured perils on the premises and or in transit . Glass Covers accidental breakage of internal and external glass, lettering or ornamental Goods in Transit Covers accidental loss or damage to property whilst in transit by rail, road or air. Personal Accident Covers against death or bodily injury caused by violent, accidental, external and visible means. Subscribers benefit in the event of death, permanent total disablement, temporary total disablement and medical expenses which may be due.