Business Plan This policy covers small to medium size businesses for all forms of property other than that used for private or domestic purposes Asset All Risks This policy covers large businesses with sizeable asset bases against loss of or damage to property caused by fire and allied perils which include storms ,burst pipes ,floods, impact (by any road vehicles, horses or cattle) ,explosion, earthquake ,aircraft ,non-political riots and malicious damage. Consequential Loss/Loss of Profits Protection of businesses against a reduction in profit due to interruption to the business caused by any of the risks covered under the Business plan or Assets All Risks Policy Accounts Receivable Covers resultant loss or damage to records of customer accounts resulting in the inability to trace or establish and recover the outstanding balances Burglary Covers theft of contents from premises following forcible and violent entry into or exit from the premises and damage resulting from such theft or attempted theft Money Covers loss of cash, cheques and other negotiable instruments due to insured perils on the premises and or in transit . Glass Covers accidental breakage of internal and external glass, lettering or ornamental Goods in Transit Covers accidental loss or damage to property whilst in transit by rail, road or air. Motor Fleet Provides cover for 20 or more vehicles belonging to the same insured, under one policy, for benefits provided under Full Third Party, Full Third Party Fire and Theft and Full Comprehensive insurance as stated above. Farming Comprehensive Covers for all property including farm implements of the insured for the farming operations. Credit Insurance Cover for the default of payment due to unforeseen circumstances e.g death, permanent disablement or illness.