Assets Insurance

Assets Insurance:
This policy covers large businesses with sizeable asset bases against perils of : fire including storm, burst pipes, floods, impact (by any road vehicles, horses or cattle), explosion, earthquake, aircraft, non political riot and malicious damage.

  • Buildings -Re-building costs including quantity surveyor, architects and consulting engineer’s fees
  • Contents – Replacement value subject to depreciation
  • Stock – Cost value of total stock
  • Machinery – Total replacement value of plant and machinery.

Accident Classes included:

  • Burglary – SI based on a limit of liability
  • Money – SI based on maximum amount held
  • Goods in transit – Based on annual carry and limit any one load
  • Damage to glass and office equipment and
  • Employees Personal effects